![]() Let’s start with a comparison table looking at top virtual debit card providers in the UK. Virtual debit card comparison: at a glance In some cases you’ll be able to generate one or more free virtual debit cards instantly when you sign up for an account, sometimes you’ll have to apply for a physical card to get virtual card access, and sometimes you’ll need to pay an account fee to get this service. ![]() Not all banks and account providers offer virtual cards - and exactly what’s available does vary. But what if there was a safer alternative where you could ditch your wallet entirely when you hit the shops?Ī virtual debit card works much like your regular physical debit card does, but instead of having to carry a physical card, you can usually use your virtual card right from your phone or laptop when you shop in person or spend in online stores. And of course, debit cards can be far more convenient and secure than carrying large amounts of cash around. We’re all pretty used to using a physical debit card to make cash withdrawals, and to spend in person and online whenever we shop.
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